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How to Spend USDC in the USA (2026)
7 cards available • AMERICAS region
Spending USDC in the USA is easier than ever. These crypto debit cards let you convert USDC to local currency at the point of sale, with competitive exchange rates and low fees.
Available USDC Cards in the USA
1
Coinbase
Visa • Custodial • 1-4% cashback
2
MetaMask Card
Mastercard • Non-Custodial • 1% cashback
3
Ether.fi Cash
Visa • Non-Custodial • 4.08% cashback
4
Gemini
Mastercard • Custodial • 3% cashback
5
Phantom Card
Visa • Non-Custodial • 2% cashback
6
BitPay
Mastercard • Custodial • 0% cashback
7
Uphold
Visa • Custodial • 2-4% cashbackComparison Table
| Card | Network | Cashback | FX Fee | Custody |
|---|---|---|---|---|
| Coinbase | Visa | 1-4% | 2.49% | Custodial |
| MetaMask Card | Mastercard | 1% | 0% | Non-Custodial |
| Ether.fi Cash | Visa | 4.08% | 0% | Non-Custodial |
| Gemini | Mastercard | 3% | 0% | Custodial |
| Phantom Card | Visa | 2% | 0% | Non-Custodial |
| BitPay | Mastercard | 0% | 2% | Custodial |
| Uphold | Visa | 2-4% | Varies | Custodial |
Our Recommendations
FAQ
Can I spend USDC in the USA?
Yes! Several crypto cards support USDC spending in the USA. Cards like Coinbase and MetaMask Card work at any Visa/Mastercard merchant with automatic conversion to local currency.
What's the best USDC card in the USA?
Our top pick for the USA is Coinbase, offering 1-4% cashback with 2.49% FX fees.
Are there self-custody USDC cards in the USA?
Yes, self-custody options in the USA include MetaMask Card, Ether.fi Cash, Phantom Card. These let you spend directly from your own wallet.
Compare all crypto cards on Spendbase
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