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How to Spend USDC in the USA (2026)

7 cards available • AMERICAS region

Spending USDC in the USA is easier than ever. These crypto debit cards let you convert USDC to local currency at the point of sale, with competitive exchange rates and low fees.

Available USDC Cards in the USA

Comparison Table

Card Network Cashback FX Fee Custody
Coinbase Visa 1-4% 2.49% Custodial
MetaMask Card Mastercard 1% 0% Non-Custodial
Ether.fi Cash Visa 4.08% 0% Non-Custodial
Gemini Mastercard 3% 0% Custodial
Phantom Card Visa 2% 0% Non-Custodial
BitPay Mastercard 0% 2% Custodial
Uphold Visa 2-4% Varies Custodial

Our Recommendations

🏆 BEST OVERALL

Coinbase

1-4% cashback • 2.49% FX fee • Custodial

Learn more →
🔐 BEST SELF-CUSTODY

MetaMask Card

Non-custodial • You control your keys

Learn more →

FAQ

Can I spend USDC in the USA?

Yes! Several crypto cards support USDC spending in the USA. Cards like Coinbase and MetaMask Card work at any Visa/Mastercard merchant with automatic conversion to local currency.

What's the best USDC card in the USA?

Our top pick for the USA is Coinbase, offering 1-4% cashback with 2.49% FX fees.

Are there self-custody USDC cards in the USA?

Yes, self-custody options in the USA include MetaMask Card, Ether.fi Cash, Phantom Card. These let you spend directly from your own wallet.

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