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How to Spend USDC in Germany (2026)
7 cards available • EUROPE region
Spending USDC in Germany is easier than ever. These crypto debit cards let you convert USDC to local currency at the point of sale, with competitive exchange rates and low fees.
Available USDC Cards in Germany
1
Gnosis Pay
Visa • Non-Custodial • 1-5% cashback
2
Plutus
Visa • Non-Custodial • 3-9% cashback
3
Bybit
Mastercard • Custodial • 2-10% cashback
4
Krak Card
Mastercard • Custodial • 1% cashback
5
Bleap
Mastercard • Non-Custodial • 2% cashback
6
Bitpanda
Visa • Custodial • 2% cashback
7
Holyheld
Mastercard • Non-Custodial • 0.5-1% cashbackComparison Table
| Card | Network | Cashback | FX Fee | Custody |
|---|---|---|---|---|
| Gnosis Pay | Visa | 1-5% | ~1.5% | Non-Custodial |
| Plutus | Visa | 3-9% | 0% | Non-Custodial |
| Bybit | Mastercard | 2-10% | 0.9% | Custodial |
| Krak Card | Mastercard | 1% | 0% | Custodial |
| Bleap | Mastercard | 2% | 0% | Non-Custodial |
| Bitpanda | Visa | 2% | 0% | Custodial |
| Holyheld | Mastercard | 0.5-1% | 2.5% | Non-Custodial |
Our Recommendations
FAQ
Can I spend USDC in Germany?
Yes! Several crypto cards support USDC spending in Germany. Cards like Gnosis Pay and Plutus work at any Visa/Mastercard merchant with automatic conversion to local currency.
What's the best USDC card in Germany?
Our top pick for Germany is Gnosis Pay, offering 1-5% cashback with ~1.5% FX fees. It's also self-custody, meaning you keep your keys.
Are there self-custody USDC cards in Germany?
Yes, self-custody options in Germany include Gnosis Pay, Plutus, Bleap, Holyheld. These let you spend directly from your own wallet.
Compare all crypto cards on Spendbase
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