How to Spend USDC with Plutus
Visa • Non-Custodial • Base
Step-by-Step: Spending USDC with Plutus
Sign Up & Verify
Visit Plutus and create an account. Connect your existing wallet or create a new self-custody wallet.
Order Your Card
Request your Visa debit card. Card fee: $0-€14.99/mo. Virtual card usually available immediately.
Load USDC
Send USDC to your Base wallet address. No top-up needed — spend directly from your wallet.
Spend Anywhere
Use your card at 80M+ Visa merchants worldwide. USDC auto-converts to local fiat. Earn 3-9% back in PLU on every purchase.
Key Features
Pros & Cons
✅ Pros
- +0% foreign exchange fees
- +Self-custody — you control your keys
- +3-9% cashback in PLU
- +True DeFi card
- +Up to 9% PLU
⚠️ Cons
- −Annual fee: $0-€14.99/mo
- −Limited to Europe
FAQ
Does Plutus support USDC?
Yes, Plutus supports USDC stablecoin spending. You can load USDC and spend it at any Visa merchant worldwide, with automatic conversion to local fiat currency.
What cashback does Plutus offer?
Plutus offers 3-9% cashback paid in PLU. Rates may vary based on your tier or staking level.
Is Plutus self-custody?
Plutus is non-custodial. You maintain control of your private keys and funds at all times.
What are the fees for Plutus?
Plutus charges 0% in FX fees with an annual fee of $0-€14.99/mo. The card operates on the Visa network.
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