Krak Card

How to Spend USDC with Krak Card

Mastercard • Custodial • Multi-chain

Cashback 1% BTC/Fiat
FX Fee 0%
Annual Fee $0
Network Mastercard

Step-by-Step: Spending USDC with Krak Card

1

Sign Up & Verify

Visit Krak Card and create an account. Complete KYC verification to unlock full card features.

2

Order Your Card

Request your Mastercard debit card. The virtual card is free — add it to Apple Pay or Google Pay instantly.

3

Load USDC

Deposit USDC to your Krak Card account via Multi-chain. Funds are available for spending immediately.

4

Spend Anywhere

Use your card at 80M+ Mastercard merchants worldwide. USDC auto-converts to local fiat. Earn 1% back in BTC/Fiat on every purchase.

Key Features

400+ crypto & fiat
No FX fees
Salary deposits
Apple Pay

Pros & Cons

✅ Pros

  • +0% foreign exchange fees
  • +1% cashback in BTC/Fiat
  • +No annual fee
  • +Kraken exchange
  • +Instant cashback

⚠️ Cons

  • Limited to Europe

FAQ

Does Krak Card support USDC?

Yes, Krak Card supports USDC stablecoin spending. You can load USDC and spend it at any Mastercard merchant worldwide, with automatic conversion to local fiat currency.

What cashback does Krak Card offer?

Krak Card offers 1% cashback paid in BTC/Fiat. Rates may vary based on your tier or staking level.

Is Krak Card self-custody?

Krak Card is custodial. Your funds are held by the platform, which manages security on your behalf.

What are the fees for Krak Card?

Krak Card charges 0% in FX fees with an annual fee of $0. The card operates on the Mastercard network.

Want the full picture?

Read our detailed review with ratings, comparisons, and user feedback.

Read full review on Spendbase →