Holyheld

How to Spend USDC with Holyheld

Mastercard • Non-Custodial • 14 chains

Cashback 0.5-1% USDC
FX Fee 2.5%
Annual Fee €29-€199
Network Mastercard

Step-by-Step: Spending USDC with Holyheld

1

Sign Up & Verify

Visit Holyheld and create an account. Connect your existing wallet or create a new self-custody wallet.

2

Order Your Card

Request your Mastercard debit card. Card fee: €29-€199. Virtual card usually available immediately.

3

Load USDC

Send USDC to your 14 chains wallet address. No top-up needed — spend directly from your wallet.

4

Spend Anywhere

Use your card at 80M+ Mastercard merchants worldwide. USDC auto-converts to local fiat. Earn 0.5-1% back in USDC on every purchase.

Key Features

✦ Zero gas fees
✦ Personal IBAN
✦ SEPA
✦ Multi-chain

Pros & Cons

✅ Pros

  • +Self-custody — you control your keys
  • +0.5-1% cashback in USDC
  • +Gas subsidized
  • +14 chains supported

⚠️ Cons

  • −2.5% FX fee on foreign transactions
  • −Annual fee: €29-€199
  • −Limited to Europe

FAQ

Does Holyheld support USDC?

Yes, Holyheld supports USDC stablecoin spending. You can load USDC and spend it at any Mastercard merchant worldwide, with automatic conversion to local fiat currency.

What cashback does Holyheld offer?

Holyheld offers 0.5-1% cashback paid in USDC. Rates may vary based on your tier or staking level.

Is Holyheld self-custody?

Holyheld is non-custodial. You maintain control of your private keys and funds at all times.

What are the fees for Holyheld?

Holyheld charges 2.5% in FX fees with an annual fee of €29-€199. The card operates on the Mastercard network.

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