Gnosis Pay

How to Spend USDC with Gnosis Pay

Visa • Non-Custodial • Gnosis

Cashback 1-5% GNO
FX Fee ~1.5%
Annual Fee €30 issuance
Network Visa

Step-by-Step: Spending USDC with Gnosis Pay

1

Sign Up & Verify

Visit Gnosis Pay and create an account. Connect your existing wallet or create a new self-custody wallet.

2

Order Your Card

Request your Visa debit card. Card fee: €30 issuance. Virtual card usually available immediately.

3

Load USDC

Send USDC to your Gnosis wallet address. No top-up needed — spend directly from your wallet.

4

Spend Anywhere

Use your card at 80M+ Visa merchants worldwide. USDC auto-converts to local fiat. Earn 1-5% back in GNO on every purchase.

Key Features

✦ Safe wallet
✦ SEPA/IBAN
✦ Multi-sig
✦ Tiered cashback

Pros & Cons

✅ Pros

  • +Self-custody — you control your keys
  • +1-5% cashback in GNO
  • +First self-custody Visa
  • +Need 10+ GNO for profit

⚠️ Cons

  • −~1.5% FX fee on foreign transactions
  • −Annual fee: €30 issuance
  • −Limited to Europe

FAQ

Does Gnosis Pay support USDC?

Yes, Gnosis Pay supports USDC stablecoin spending. You can load USDC and spend it at any Visa merchant worldwide, with automatic conversion to local fiat currency.

What cashback does Gnosis Pay offer?

Gnosis Pay offers 1-5% cashback paid in GNO. Rates may vary based on your tier or staking level.

Is Gnosis Pay self-custody?

Gnosis Pay is non-custodial. You maintain control of your private keys and funds at all times.

What are the fees for Gnosis Pay?

Gnosis Pay charges ~1.5% in FX fees with an annual fee of €30 issuance. The card operates on the Visa network.

Want the full picture?

Read our detailed review with ratings, comparisons, and user feedback.

Read full review on Spendbase →