Ether.fi Cash

How to Spend USDC with Ether.fi Cash

Visa • Non-Custodial • Scroll

Cashback 4.08% ETHFI
FX Fee 0%
Annual Fee $0
Network Visa

Step-by-Step: Spending USDC with Ether.fi Cash

1

Sign Up & Verify

Visit Ether.fi Cash and create an account. Connect your existing wallet or create a new self-custody wallet.

2

Order Your Card

Request your Visa debit card. The virtual card is free — add it to Apple Pay or Google Pay instantly.

3

Load USDC

Send USDC to your Scroll wallet address. No top-up needed — spend directly from your wallet.

4

Spend Anywhere

Use your card at 80M+ Visa merchants worldwide. USDC auto-converts to local fiat. Earn 4.08% back in ETHFI on every purchase.

Key Features

✦ Borrow vs stake
✦ DeFi credit
✦ Liquid vaults
✦ No selling

Pros & Cons

✅ Pros

  • +0% foreign exchange fees
  • +Self-custody — you control your keys
  • +4.08% cashback in ETHFI
  • +No annual fee
  • +#1 ranked 2025
  • +$9.7B TVL backing

⚠️ Cons

  • −Newer entrant — track record still developing

FAQ

Does Ether.fi Cash support USDC?

Yes, Ether.fi Cash supports USDC stablecoin spending. You can load USDC and spend it at any Visa merchant worldwide, with automatic conversion to local fiat currency.

What cashback does Ether.fi Cash offer?

Ether.fi Cash offers 4.08% cashback paid in ETHFI. Rates may vary based on your tier or staking level.

Is Ether.fi Cash self-custody?

Ether.fi Cash is non-custodial. You maintain control of your private keys and funds at all times.

What are the fees for Ether.fi Cash?

Ether.fi Cash charges 0% in FX fees with an annual fee of $0. The card operates on the Visa network.

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