How to Spend USDC with BitPay
Mastercard • Custodial • Multi-chain
Step-by-Step: Spending USDC with BitPay
Sign Up & Verify
Visit BitPay and create an account. Complete KYC verification to unlock full card features.
Order Your Card
Request your Mastercard debit card. The virtual card is free — add it to Apple Pay or Google Pay instantly.
Load USDC
Deposit USDC to your BitPay account via Multi-chain. Funds are available for spending immediately.
Spend Anywhere
Use your card at 80M+ Mastercard merchants worldwide. USDC auto-converts to local fiat.
Key Features
Pros & Cons
✅ Pros
- +No annual fee
- +OG crypto card
- +Wide crypto support
⚠️ Cons
- −2% FX fee on foreign transactions
- −Limited to Americas
FAQ
Does BitPay support USDC?
Yes, BitPay supports USDC stablecoin spending. You can load USDC and spend it at any Mastercard merchant worldwide, with automatic conversion to local fiat currency.
What cashback does BitPay offer?
BitPay offers 0% cashback paid in N/A. Rates may vary based on your tier or staking level.
Is BitPay self-custody?
BitPay is custodial. Your funds are held by the platform, which manages security on your behalf.
What are the fees for BitPay?
BitPay charges 2% in FX fees with an annual fee of $0. The card operates on the Mastercard network.
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