Binance Card

How to Spend USDC with Binance Card

Visa • Custodial • BNB Chain

Cashback Up to 8% BNB
FX Fee 0.9%
Annual Fee $0
Network Visa

Step-by-Step: Spending USDC with Binance Card

1

Sign Up & Verify

Visit Binance Card and create an account. Complete KYC verification to unlock full card features.

2

Order Your Card

Request your Visa debit card. The virtual card is free — add it to Apple Pay or Google Pay instantly.

3

Load USDC

Deposit USDC to your Binance Card account via BNB Chain. Funds are available for spending immediately.

4

Spend Anywhere

Use your card at 80M+ Visa merchants worldwide. USDC auto-converts to local fiat. Earn Up to 8% back in BNB on every purchase.

Key Features

✦ Auto-convert
✦ Real-time conversion
✦ BNB staking rewards
✦ Global

Pros & Cons

✅ Pros

  • +Up to 8% cashback in BNB
  • +No annual fee
  • +8% with 600 BNB
  • +No issuance fee

⚠️ Cons

  • −0.9% FX fee on foreign transactions
  • −Limited to Europe

FAQ

Does Binance Card support USDC?

Yes, Binance Card supports USDC stablecoin spending. You can load USDC and spend it at any Visa merchant worldwide, with automatic conversion to local fiat currency.

What cashback does Binance Card offer?

Binance Card offers Up to 8% cashback paid in BNB. Rates may vary based on your tier or staking level.

Is Binance Card self-custody?

Binance Card is custodial. Your funds are held by the platform, which manages security on your behalf.

What are the fees for Binance Card?

Binance Card charges 0.9% in FX fees with an annual fee of $0. The card operates on the Visa network.

Want the full picture?

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