Best USDC Card for USA (2026)
Top USDC card options for US-based users.
#2
MetaMask Card
Mastercard • Non-Custodial • LineaCashback1%
FX Fee0%
Annual Fee$0 / $199
ChainLinea
#3
Ether.fi Cash
Visa • Non-Custodial • ScrollCashback4.08%
FX Fee0%
Annual Fee$0
ChainScroll
#4
Gemini
Mastercard • Custodial • Multi-chainCashback3%
FX Fee0%
Annual Fee$0
ChainMulti-chain
#5
Phantom Card
Visa • Non-Custodial • SolanaCashback2%
FX Fee0%
Annual Fee$0
ChainSolana
Quick Comparison
| Card | Cashback | FX Fee | Custody | Fee |
|---|---|---|---|---|
| Coinbase | 1-4% | 2.49% | Custodial | $0 |
| MetaMask Card | 1% | 0% | Non-Custodial | $0 / $199 |
| Ether.fi Cash | 4.08% | 0% | Non-Custodial | $0 |
| Gemini | 3% | 0% | Custodial | $0 |
| Phantom Card | 2% | 0% | Non-Custodial | $0 |
FAQ
What is the best USDC card for usa?
Our top pick for usa is Coinbase, offering 1-4% cashback with 2.49% FX fees on the Base chain.
Do I need KYC for usa USDC cards?
It depends on the card. Self-custody options like MetaMask Card may have lighter verification. Exchange-based cards typically require full KYC.
Which usa USDC card has the lowest fees?
Cards with 0% FX fees include MetaMask Card, Ether.fi Cash, Gemini, Phantom Card. Always check for hidden conversion spreads.
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